What can we do for you?
At Scotia Independent we will provide you with the advice you need in a professional yet personal manner.
A comprehensive range of services is available which include;
Risk Management
Unfortunate events such as redundancy, illness or accident can ruin you financially. The death of a breadwinner or key employee is a traumatic enough event without having the additional burden of money problems. We can help a family maintain their dignity and allow a business to continue should tragedy strike.
Savings & Investment
From short-term contingency planning to maximising the use of tax-free schemes. We can help you plan for the nice things in life such as a lifetime holiday, a new home, children’s education or early retirement. Plan now! don’t leave the future to chance.
Mortgages
Whether you are a first time buyer, home mover or simply looking for the best deal, we have access to the majority of lenders and schemes. House purchase is probably the biggest financial commitment you will make; the right mortgage could save you ££££££’s.
Your home may be repossessed if you do not keep up repayments on your mortgage
Pensions
We will remove the confusion and technical jargon, and plan a retirement strategy that you are in control of. If you need advice on starting from scratch, topping-up existing benefits or transferring between schemes we will explain the options and guide you through the pension maze.